Meet Justin
Both sides of the table. One advisor.
Loan Officer at Fairway Home Mortgage, Eden Prairie · NMLS #2766163 · Licensed in Minnesota
Most loan officers have only ever seen a home purchase from behind the lending desk. Justin got here the long way around — and that's exactly why his clients trust his advice.
Before mortgages, Justin built his career on the housing side of the business: years in and around Twin Cities real estate — touring properties with buyers, negotiating offers, and watching firsthand how deals are actually won and lost. What he saw over and over was the same thing: transactions don't fall apart at the kitchen table. They fall apart at the financing. So he crossed the table.
As a Loan Officer with Fairway Home Mortgage in Eden Prairie, Justin runs the money side the way he always wished lenders had when he sat on the other side of transactions: advice before applications, real numbers before house hunting, and a straight recommendation even when the right recommendation is "not yet." Backed by Fairway's national platform — full product shelf, serious operations, on-time closings — the advice comes with the horsepower to execute it.
Away from work, Justin is a Bloomington-raised, lifelong Minnesotan — a dad, a recreational athlete, and an unapologetic fan of every Minnesota team that has ever broken his heart.
How Justin works
Three things clients can hold him to
Advice before applications
The first conversation is about your situation, not a form. If buying isn't the right move yet, Justin will say so — and tell you what would change the answer.
The whole deal in view
Having worked the real-estate side, Justin structures financing the way agents and sellers actually evaluate it — so your offer competes, not just your rate.
His direct line
Text 612-849-1983 and Justin answers — not a call center, not a "team member will reach out." One advisor, one number, start to finish.
The advisor difference
"What should I do?" is a question most lenders dodge.
Rate quotes are easy. Recommendations take conviction — and a willingness to put your outcome ahead of this month's pipeline. Ask Justin what he'd do in your shoes and you'll get an actual answer, with the reasoning attached.
Meet the advisor before you need the loan.
The earlier the conversation happens, the more options you have. Six months out is not too early — it's ideal.